objects”: Bengaluru techie with 50 LPA salary sets example by investing in house and travel over iPhones and Zara clothing” title=”A 27-year-old Bengaluru data engineer earning ₹50 lakh annually prioritizes experiences and family over luxury goods. Despite a substantial income, she invests heavily in savings and pays her parents’ house EMI, choosing travel and future security over fleeting trends and material possessions.” decoding=”async” fetchpriority=”high”>
A 27-year-old Bengaluru data engineer earning ₹50 lakh annually prioritizes experiences and family over luxury goods. Despite a substantial income, she invests heavily in savings and pays her parents’ house EMI, choosing travel and future security over fleeting trends and material possessions.
Bengaluru has a buzzing tech scene, where six-figure salaries often help corporate employees live flashy lifestyles. While this lifestyle is very common in the tech city, one young professional is changing the usual script on success.Earning a hefty paycheck doesn’t have to mean chasing the newest gadgets or designer labels, it’s about what truly lights you up. This story represents how smart money usage actually prioritises joy, family, and future security over fleeting trends.
(Photo: Instagram/@thinking.mori)
Meet the Bengaluru techie who uses money smartly and stands as an exception from the rest
A 27-year-old data engineer in Bengaluru earns around ₹50 lakh per year but skips luxury buys like the latest iPhone, Zara clothes, or pricey bags, according to her Instagram account @thinking.mori.
She explains in a video, “All that money but also loans, so we choose experiences over objects.”Her take-home pay hovers near ₹3 lakh monthly, with ₹1 lakh going straight to SIPs for savings.This intentional spending bucks the norm among peers flaunting status symbols.
She pays house EMI for parents
She pays ₹30,000 monthly EMI on a house bought for her parents, calling it emotional despite being a liability, “I know that a house is a liability but some things are emotional and I wanted to do this for my parents because they have done so much for me,” she shared.
This choice reflects family priorities over personal splurges, even with her high income.
What she avoids buying
Her “no-buy” list includes fancy cars, desk setups, and fast fashion like Zara, items she loves but skips.She believes in “Experiences >> objects,” she simply noted.Loans impact her restraint, respiting cash for meaningful pursuits rather than trends.
Focus on travel and experiences
Travel is her biggest area of expenditure, including ₹7 lakh in 2025 alone, with a bold statement, “If you know me, you know I would spend 10 lakhs on travel.”.“You do you girl but try not to burn out,” she captioned one of her videos, calling for balance.Rent and basics fit along with it, proving high earners can chase joy without excess.
She also has a saving fund
Beyond EMIs and trips, she built a six-month emergency fund while investing heavily. This setup secures her future amid Bengaluru’s high living costs.
